The end of the year is rapidly approaching, which means that your dental benefits will soon reset on January 1st. Any unused coverage that you’ve paid for with monthly premiums will vanish. December appointments fill up quickly at many dental practices, so let’s ensure that you claim the benefits that are rightfully yours.
Here are your next steps:
- Call us at (713) 956-8767 to check on your remaining 2025 benefits
- Schedule your family’s year-end checkups immediately
- Book cleanings for everyone in your household
- Use your deductible before it resets
- Claim your unused maximum benefits
Why the Use It or Lose It Deadline is Non-Negotiable
How does dental insurance work? Maybe you’ve been dutifully paying your monthly premium without understanding the details. Every plan is a little different, so use your insurance portal to check on the specific details. Generally speaking, your plan has an annual maximum per person for dental work. You’ll also have a deductible that you have to meet before your benefits kick in.
Even if you’ve met your deductible, your benefits are gone once the calendar turns over to January 1st, and you have to start over again. Whatever money you don’t use goes to your insurance company. We’d prefer that you use your dental benefits rather than have your hard-earned money go to insurance company shareholders!
Innovative Ways to Maximize Your Remaining 2025 Benefits
First, consider using your dental benefits before the end of the year by scheduling preventive care. Checkups and cleanings usually cost nothing out of pocket because most plans cover preventive treatments fully. Next, work on minor issues before January. For example, if you have a small cavity that only requires a simple filling, schedule an appointment for that first. If you need a more expensive treatment, split it over two benefit years. Start the crown process in December, and finish it up in January. You get to use your 2025 benefits and start paying toward your 2026 deductible.
The Simple Two-Step Plan to Claim Your Benefits in Spring Branch
Step 1: Call us at (713) 956-8767. Our insurance coordinator will review your plan with you and explain which benefits are available. They’ll explain your deductible status, your remaining maximum, and what procedures your plan covers. This conversation will only take a few minutes, but could save you hundreds of dollars. If you aren’t sure how to get the most out of your dental plan, our coordinator will walk you through every detail.
Step 2: Schedule your appointment immediately! Please don’t put it off any longer, as tempting as that may be. Appointments are quickly filled in December. Calling now gets you the most convenient appointment time slot. We welcome patients of all ages at our Spring Branch location!
Take Advantage of Your Benefits
You’ve worked hard for and paid for your benefits. Letting that coverage expire without using it to the fullest means throwing your money away. So if you’re looking for a Spring Branch dentist who can help you use your dental benefits before the end of the year, look no further than Echeverri Dental Center. Pick up the phone and call (713) 956-8767 before December appointments are gone. We want you to get the most out of your insurance.